Time for New Year's Resolutions again

Christmas has come and gone, it's now going to be the end of the year again. So as usual it's time again to look at New Year Resolutions again.

What do you think? Are New Year Resolutions necessary? Does it work? How many times have I made a new year resolution and end up not keeping it? Hahaha

So what do you Guys out there think ? Does it work ? Have you ever Kept to it? If you did how long did you keep to it for?

Focus .... Focus on the good things in life

Sometimes life can really get us down. It is tiring and difficult to face the world, the challenges and the people around us.

One way to face this would be to focus. Focus on the good things in life and we will be able to get through each step in life, one step at a time.

It is difficult sometimes to see people whom we treat as friends and have a good time together to just avoid us. Just because of the profession that we are now in.

All we have to do is to just focus, focus on the good things in life. Remember, we are doing them a favour to help them. It is people who are ready to be helped can be helped.

Just remember the story about the man on the roof trying to escape from the flood. When God sent the first boat he said. "No I know God will help me, just go"

Then the flood got worse, and the second boat arrived. He said "No, God will help me" and he continued to pray.

The flood got worse, then a helicopter arrived. The man then said again "No, God will help me. Just go". He then died in the flood and went to haven. He asked God, I prayed all my life and has been very loyal to you. I served you well and do all that you have asked of me. Why did you not save me when I needed you.

God replied, I sent 3 boats and a helicopter but you said no.

So just take life one step at a time, though we live with passion to help them. We cannot do anything unless they are ready.

New Job

A few weeks ago I approached a potential customer to propose an insurance policy to him. He said that he wanted to maximize his taxable income relief so that he does not have to pay so much income tax.

This person as I know, is pretty wealthy with a nice bungalow in the centre of the city.

He accepted what I proposed and purchased an insurance policy from me. This was then approved and I had to deliver the policy contract to him today. He informed me today that he forgot to tell me that at the point of purchasing the insurance from me. It is his practice that the agent who sells him a policy must rebate a portion of the first year commission to him.

I explained to him that if I give a rebate of my commission to him, I still have to pay income tax for the amount I give him. Suggested why not I give him other things in return and he just refused to listen and said that I can afford to give my commission to him.

If I do not agree to give this portion of my commission to him, he will not want the insurance and that he wants to cancel the policy.

Canceling this policy will effect my performance ratio with the company and also not allow me to reach my this years sales target. I only have 2 more weeks to go to achieve this years target. So I have no choice but to agree to give part of my commission to him.

This really feels bad. It feels like getting a new job, work for 1 month and at the end of the month the boss tells you that you must give half your salary to him for hiring you. Otherwise he will not pay you your salary for the month and you are fired.

Haaaaiiii such is this world.